Simple, Transparent Pricing
Know if your 401(k) fees are reasonable. Start free — upgrade for the comprehensive analysis your fiduciary file deserves.
The essential fee sanity check for plan sponsors who need to document their fiduciary review.
- Total recordkeeping fees vs. national average
- Total fees as % of plan assets
- Per-participant fee benchmark
- Benchmark verdict: below / at / above market
- Plan size tier classification
- Printable benchmark summary
- Account dashboard & report history
- Unlimited reports
Renews each year on your purchase anniversary. Cancel anytime.
Comprehensive fee analysis covering all cost components — built for advisors and serious fiduciaries.
- Everything in Basic
- Recordkeeping fee benchmark (separate line item)
- Investment advisor fee benchmarking
- TPA (Third Party Administrator) fee benchmarking
- Audit fee benchmarking
- Fund expense ratio analysis
- Total all-in fee benchmark (all components combined)
- Savings opportunity estimate
- Branded downloadable PDF report
- Priority email support
For control groups, PE portfolios, advisors, and TPAs managing multiple plans who need a dedicated partner.
- Everything in PRO
- Multi-plan management portal
- Custom benchmarking methodology
- RFP process support & facilitation
- Negotiation strategy & talking points
- Dedicated fiduciary consultant
- Legal referral network
- Custom report branding
- Quarterly portfolio monitoring
- Annual fee review presentation
Frequently Asked Questions
Is the Basic tier actually free?
Yes — we want to make basic fee transparency accessible to all plan sponsors, regardless of plan size. We earn revenue from PRO and Enterprise plans. Basic users also help us build our proprietary benchmarking database over time.
What do I need to run a Basic report?
You need three numbers from your most recent Form 5500 and 408(b)(2) fee disclosure: (1) total plan assets, (2) number of participant balances, and (3) total annual fees paid to your recordkeeper. Your plan recordkeeper, administrator or advisor can provide these.
What is a 408(b)(2) disclosure?
Under ERISA, your plan's service providers (recordkeeper, advisor, TPA) are required to annually disclose their fees to plan sponsors. This document — the 408(b)(2) disclosure — is your primary source for fee information. See our Education Hub for a detailed guide.
How are benchmarks calculated?
We measure fees directly from Form 5500 filings. For recordkeeping we use Schedule C direct compensation to providers carrying a recordkeeping service code, joined to each plan's assets and participant count, and compute real percentiles by asset tier. Every report shows two of them: your fee per participant, and your fee as a share of assets. Both are shown because recordkeepers price differently — some quote a flat rate per head, others quote basis points — so a plan can look expensive on one measure and at market on the other. What the data cannot see is revenue sharing or fees your employer pays by invoice, neither of which is public, so the figures understate all-in cost for plans that pay either. Schedule C is filed by larger plans, so plans under roughly 100 participants are not represented.
How does PRO billing work?
PRO is an annual recurring subscription billed at $499/year. Your subscription renews automatically on the anniversary of your purchase date each year — not at the end of your plan year. You can cancel at any time through your account dashboard; your PRO access continues until the end of your current billing period. Payments are processed securely by Stripe.
Is this a substitute for an attorney or ERISA advisor?
No. FEEDUCIARY is a data tool, not legal advice. We help you understand whether your fees are in line with the market — but we strongly recommend working with an ERISA attorney or independent fiduciary advisor for specific compliance decisions. See our full ERISA disclaimer.
Can I use this report as my fiduciary documentation?
The report provides data-driven benchmark evidence that can form part of your fiduciary documentation, but it should be combined with a documented review process, meeting minutes, and if warranted, an independent fee study. The PRO PDF report is formatted for inclusion in your fiduciary file.