Everything plan sponsors, administrators, and advisors need to know about 401(k) fiduciary duties, fee transparency, and ERISA compliance.
A fiduciary holds one of the highest legal obligations under U.S. law. Learn who qualifies as a fiduciary, what that means, and why it matters for your 401(k) plan.
Read articleAs a plan sponsor, you carry specific legal obligations under ERISA. This guide covers everything from selecting service providers to monitoring fees and investments.
Read articleThe 408(b)(2) disclosure is your primary tool for understanding what you're paying your recordkeeper, advisor, and other service providers. Here's how to read it.
Read articleERISA requires fees to be "reasonable" — but the law doesn't define that. Learn how courts, the DOL, and industry experts interpret this standard.
Form 5500 is the annual report filed with the DOL for your 401(k) plan. Learn where to find fee and participant data you'll need for benchmarking.
Recordkeeping fees are the largest expense most plans pay. Learn the fee structures (per-participant, basis points, flat fee) and how to compare them.
What do plan advisors charge, and are those fees reasonable? Learn about 3(21) vs. 3(38) fiduciary advisors, fee structures, and how to evaluate your advisor.
Fee-related ERISA lawsuits have surged over the past decade, targeting both small and large plans. Learn the legal landscape and how to protect your organization.