ERISA Fiduciary Compliance Tool

Are Your 401(k) Fees Reasonable?

As a plan fiduciary, you have a legal duty to ensure your plan fees are reasonable. FEEDUCIARY benchmarks your 401(k) fees against national averages — in minutes, not months.

No credit card required. Results in under 5 minutes.

$18,400/yr
Average overpayment for plans above market
200+
ERISA fee-related lawsuits filed (2023)
~60%
Plans with undisclosed hidden fees
< 5
Minutes to benchmark your plan

The Fiduciary Fee Problem

Under ERISA, every 401(k) plan sponsor is a fiduciary with a legal obligation to ensure plan fees are "reasonable." Yet most plan sponsors have never benchmarked their fees against the market. Fee-related lawsuits — including class actions against Fortune 500 companies — are at an all-time high. The DOL is actively auditing plans. The question is not whether you should review your fees. The question is whether you can document that you did.

Benchmark Your Fees in 3 Steps

No consultants. No RFP. No waiting weeks for a report. FEEDUCIARY delivers instant, defensible benchmarks.

1

Create Your Account

Sign up with your name, email, and basic plan information. No credit card required for Basic.

2

Enter Your Plan Details

Input total plan assets, number of participants, and the total fees from your 408(b)(2) fee disclosure.

3

Get Your Benchmark Report

Instantly see how your fees compare to national averages for similarly-sized plans. Know your verdict.

Everything You Need to Fulfill Your Fiduciary Duty

FEEDUCIARY gives plan sponsors and advisors the data and documentation to confidently demonstrate fee reasonableness.

Instant Fee Benchmarking

Compare your 401(k) fees against national averages for plans of your size in seconds.

ERISA Fiduciary Documentation

Generate a benchmark report to document your fee review process for your fiduciary file.

Identify Savings Opportunities

Discover if you're overpaying and estimate potential annual savings from renegotiation.

Reduce Litigation Risk

Fee-related ERISA lawsuits are rising. Proactive monitoring is your first line of defense.

ERISA Education Hub

Learn what you need to know: fiduciary duties, fee types, disclosure requirements, and more.

Plan-Year-Over-Year Tracking

Track how your fees change over time and document your ongoing monitoring for compliance.

Simple, Transparent Pricing

Start free. Upgrade when you need more.

Basic
Free/No credit card required

For plan sponsors who need a quick fee sanity check.

  • Total fees vs. national average
  • Fee as % of plan assets
  • Per-participant fee benchmark
  • Benchmark verdict (below / at / above market)
  • Fiduciary documentation report
  • Account dashboard & report history
Get Started Free
Most Popular
PRO
$499/per plan year

For advisors and sponsors who need a comprehensive fee analysis.

  • Everything in Basic
  • Advisor fee benchmarking
  • TPA fee benchmarking
  • Audit fee benchmarking
  • Fund expense ratio analysis
  • Per-component benchmark breakdown
  • Branded downloadable PDF report
  • Priority support
Start PRO
Enterprise
Custom/$50M+ plans

For large organizations and advisors managing multiple plans.

  • Everything in PRO
  • Multi-plan management
  • Custom benchmarking methodology
  • RFP assistance & negotiation support
  • Dedicated fiduciary consultant
  • Legal referral network
  • Custom reporting & white-labeling
Contact Us

New to Fiduciary Responsibilities?

Our ERISA Education Hub covers everything plan sponsors and administrators need to know — from what a fiduciary is to how to read a 408(b)(2) disclosure and what "reasonable fees" actually means under the law.

Explore the Education Hub

Ready to Know If Your Fees Are Reasonable?

Join the plan sponsors and fiduciaries who use FEEDUCIARY to document their fee review process and reduce litigation risk.

Get Started Free