Free 401(k) Fee Benchmarking — No Advisor Required

Free 401(k) Fee Benchmarking for Plan Sponsors

FEEDUCIARY is the only self-service 401(k) fee benchmarking tool built specifically for plan sponsors. Compare your fees against national market data in under 5 minutes — free, independent, and no advisor needed.

No credit card. No advisor. Results in under 5 minutes.

What You Get With Free 401(k) Fee Benchmarking

FEEDUCIARY's free plan gives plan sponsors a complete fee benchmark — not a teaser. Here's exactly what's included at no cost.

Total fee benchmark vs. national average
Fee as % of plan assets analysis
Per-participant fee benchmark
Benchmark verdict: below / at / above market
Estimated annual savings opportunity
Fiduciary documentation report
Account dashboard & report history

How Free 401(k) Fee Benchmarking Works

Three steps. Under 5 minutes. No advisor, no RFP, no waiting.

1

Create Your Free Account

Sign up in 60 seconds. No credit card required. Just your name and email.

2

Enter Your Plan Details

Input your total plan assets, participant count, and fees from your 408(b)(2) disclosure.

3

Get Your Free Benchmark

Instantly see how your fees compare to national averages and download your fiduciary report.

Self-Service vs. Traditional 401(k) Fee Benchmarking

See why plan sponsors choose FEEDUCIARY over hiring a consultant or issuing an RFP.

Category
FEEDUCIARY (Free)
Traditional Approach
Cost
Free
$2,000–$10,000+
Time to results
Under 5 minutes
4–12 weeks
Advisor required
No
Yes
RFP required
No
Often
Fiduciary documentation
Included
Extra cost
Available anytime
Yes — self-service
Scheduled engagement

Why Plan Sponsors Need Free 401(k) Fee Benchmarking

It's a Fiduciary Requirement

Under ERISA, plan sponsors must ensure all plan fees are 'reasonable.' Benchmarking is how you prove it. The DOL expects documentation of your fee review process.

Plans Routinely Overpay

Studies show that plans above market rates overpay by an average of $18,400 per year. A free benchmark reveals immediately whether you're in that group.

Litigation Is Rising

Fee-related ERISA lawsuits have hit all-time highs. Plan sponsors who benchmark annually and document their process are far better protected.

Negotiate From a Position of Strength

A benchmark report showing your fees are above market gives you independent data to renegotiate with your recordkeeper — often saving tens of thousands annually.

Free 401(k) Fee Benchmarking — FAQ

Is FEEDUCIARY really free for 401(k) fee benchmarking?

Yes. The Basic plan is completely free — no credit card, no trial period, no obligation. Plan sponsors get a full benchmark report including their fee verdict, savings estimate, and a fiduciary documentation report they can keep on file.

Do I need an advisor to use FEEDUCIARY?

No. FEEDUCIARY is a 100% self-service 401(k) fee benchmarking tool. You enter your plan details yourself and get instant results. No advisor, consultant, or financial professional is needed.

What information do I need to benchmark my 401(k) fees for free?

You need three pieces of information: (1) your total plan assets, (2) your number of plan participants, and (3) the fees listed on your 408(b)(2) fee disclosure. Your recordkeeper is legally required to provide this document annually.

How is FEEDUCIARY different from other 401(k) fee benchmarking tools?

Most 401(k) fee benchmarking services require you to hire an advisor, submit an RFP, or wait weeks for a custom report — and they often charge thousands of dollars. FEEDUCIARY is the only self-service, instant, free 401(k) fee benchmarking tool built specifically for plan sponsors.

Is free 401(k) fee benchmarking sufficient for fiduciary compliance?

The free tier benchmarks your total plan fees against national averages and generates a fiduciary documentation report — which is the core of what most plan sponsors need for annual fee monitoring. The PRO plan ($499/year) adds component-level analysis (advisor, TPA, audit, and fund fees) for a more comprehensive review.

Start Your Free 401(k) Fee Benchmark Today

Join the plan sponsors who use FEEDUCIARY to benchmark their fees, document their fiduciary process, and reduce litigation risk — in minutes, not months.

Get Your Free Benchmark

No credit card. No advisor. No waiting.